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Big Brother Allstate gives 30% off if you let them watch!

Posted: Tue Dec 28, 2010 9:49 pm
by brian
Dec 28, 2010: LA Times Allstate offers discounts to drivers who let it track their driving habits
Under the insurer's voluntary program, Drive Wise, small wireless devices are installed in cars and record such things as mileage, hard braking and maximum speeds. Customers who sign up can get discounts of up to 30% depending on how safe or few miles they drive.
For consumers concerned about Big Brother, Allstate said the device tracks only factors used to calculate a driving score, including mileage, hard or extreme braking, and maximum speed. Speeds of more than 80 mph hurt the score.
But some Big Brother type questions arise:
  • What about in the event of an accident? Who controls the data?
    Could information be subpeona'd as part of a criminal investigation?
    So what happens if you get a bad score? Incrase in premiums?
Progressive has Snapshot. State Farm offers its California customers who have the OnStar computer-communication system in their cars a program called Drive Safe & Save which provides the opportunity to receive discounts based on mileage.
  • OPINION: Bottom line is maybe having driving habits monitored will help reduce accidents? Maybe people will think twice before they go wild behind the wheel?
see the full article: Allstate offers discounts to drivers who let it track their driving habits

Re: Big Brother Allstate gives 30% off if you let them watch

Posted: Sun Nov 25, 2012 8:21 pm
by brian
Nov 24, 2012: NY Times So You're a Good Driver? lets' Go to the Monitor!
Another article on auto insurance companies offering discounts for 'good driving'. See the full article for details of what they watch to rate your driving: